It's a Good Thing We Don't Have Money

As often is the fashion, our best conversations happen in the car.  Yesterday, heading to our Valentine's destination, the library (don't you laugh - I got to pick out my own book and several at that AND it didn't cost a thing), we started talking about the lottery.  One of these days we be the winner, but our odds will be a lot better if we actually buy a ticket.  Anyway, we were day dreaming about our future winnings.  Would we take it all in one lump sum or would we get the pay out over 40 years?  Well, that one is pretty obvious.  Then we decided that we wouldn't want to move, but would be willing to have a house built over our existing house so we could continue to live right here until finished.  But then we thought of this -- why not just buy a cabin in my favorite place, Red River and live there until the house is finished.  They could send pictures daily and we could make decisions from there.  Yep, that is what we will do.  Dreaming further, we decided we would give every family member hundreds of thousands of dollars even our great nieces and nephews......and I will go one further and give every reader of this post several hundred thousand, too.  Now that beats a mixer or anything Pioneer Woman ever gives away, huh?  And everyone is a winner, not just three or four, but wait, there are only three or four readers.  We would just make everybody happy.  Then we started discussing how we would need to get a financial advisor before we even picked up the check.  You sure couldn't take that check right down to credit union 'cause aren't deposits only insured for $200K?  We chose the instant pay out so that reduced our $300,000,000 (I just love writing all those zeros) to $150,000,000 and the feds are going to take at least one-third so that now leaves us with a measly $100,000,000.  I would want $1,000,000 in cash - yes in cash, yes, in my mattress.  Hubby thinks he would like to just wallow around in the bills and I tend to agree.  That still leaves us $99,000,000 to bank.  Divide that $99M by 200,000 and that is how many banks we will need.  Or we might invest several million in different stocks and bonds, but which ones...we wouldn't want it to decrease in value.  We'd want to have a lawyer, too, to watch the advisor, and then another lawyer to watch the lawyer that watches the advisor and it goes on and on.  Of course, we would need to set up a trust for our children and grandchildren to make sure they are well taken care of.......and we would need to have something set up for our future great children.  Oh the drudgery goes on and on.  It is just too much!  Oh woe is us.  Finally, the hubby laughs and says "It's a good thing we don't have money."  I laughed and agreed.  So here we sit, penniless and happy with only one bank.  Life is so much simpler.  It's a good thing we don't have money.  I love you all.